Terms & Conditions

1. Scope – These Terms govern the use of HUGO.
   
2. Service – HUGO is a digital finance tool; no regulated financial advice unless stated.
   
3. Eligibility – You must be 18+.
   
4. Acceptable use – No unlawful or rights-infringing use.
   
5. Availability – We aim for uptime but do not guarantee it.
   
6. Liability – No liability for indirect or consequential loss.
   
7. Governing law – German law for DE users; Swedish law for SE users.
   
   

Relevant laws:

• EU: Directive 2000/31/EC (E-Commerce Directive)
  
• Germany: Bürgerliches Gesetzbuch (BGB)
  
• Sweden: Avtalslagen (1915:218)
  
  

Last updated: 15.08.2025